SOCIETY AND RISK

If you use a risk filter, you can get a new perspective on how society deals with risk.

First, you need to consider the concepts of risk appetite and risk tolerance. These vary based on the individual involved. Risk appetite refers to the quality of seeking risk. Most people are risk-averse, meaning they do not seek out risk. Others are risk-seeking, think rock climbers. Risk tolerance is related to risk appetite, but has to do with reaction to risk occurrence. If you are risk-averse, and have a low risk-tolerance, you would not be found anywhere near rock climbing. If you are risk-seeking and have a high risk tolerance, then bring on the cliff! Over a volcano? Even better!

What does this have to do with society and risk? If you observe the latest political or financial crisis, you will see that society expresses its risk appetite and risk tolerance through regulation. If someone, some group, organization and/or company acts to create  too much risk for society’s risk tolerance, then you see calls to “reign in” the risk by passing laws or regulations to control the risky behavior. Then sit back and watch the debate between the risk-seeking and the risk-averse, and those with high vs low risk tolerance.

 

 

#1 – I’M MAD AS HELL AND I’M NOT GOING TO FACEBOOK ANYMORE – CAROLYN TURBYFILL – LIFE@RISK™

By Carolyn Turbyfill, Ph.D.
cturbyfill@me.com

For those of you who have never seen the movie “Network”, (http://www.imdb.com/title/tt0074958/), I am paraphrasing the character Howard Beale, the “mad prophet of the airwaves”, who strikes a chord with his TV audience when he tells them to turn off their TV’s, go to the window, and shout “I’m mad as hell and I’m not going to take it anymore.”

What are we giving up as we merrily update our status?  Potential passwords:  birthdays, anniversaries, graduation dates, names of pets, children and friends?  Vacation and other travel plans so burglars know when your home will be vacant?  Work information: conferences, co-workers, work locations? Phone numbers, email addresses?  Lots of pictures that someone can use to add verisimilitude to your supposed acquaintance?   Social networking sites are a gold mine for spammers, identity theft, spear phishing, whaling and advanced persistent threats.  Companies are even jumping on the Facebook bandwagon, creating Facebook groups for employees.  But these groups, private or not, are still hosted by Facebook and can provide another target for attackers (insiders and outsiders).

Service providers and their partner websites plant cookies galore on your computer, track your browsing and even upload your address book.  Even when a service provider has a clear privacy policy that you can live with, the policy almost always has a disclaimer stating that you may link to web sites from the service provider that does not apply the same privacy policy.  Vendors may also change their policies so you can’t assume that the policy you agreed to is still extant.

I recently cancelled my Facebook, LinkedIn and Plaxo accounts for several reasons.  First, I was getting way too much spam, which has been greatly reduced.  Second, I was getting too many invitations from people I didn’t know or didn’t want to add to my network.  The last straw on LinkedIn was an alleged bio-weapons expert from Afghanistan.  Third, I am thinking less is more.   I don’t want to live my life like I am on a TV reality show.    I have a few friends who know me well.  Every acquaintance is not a friend.  When I have something to contribute, I can provide content to a blog or a website.

So think about not being one of the 800 million notches in Facebook’s belt and fattening the pockets of people who sell your information. Form some exclusive mailing lists – like people who are really friends or family.  Use some great privacy and anonymity services and even pay for them:

http://www.guard-privacy-and-online-security.com/international-anonymizers.html

http://filesharefreak.com/2008/11/29/the-10-best-free-web-proxies-for-anonymous-surfing/

Better yet, write a letter on real paper. A handwritten note may do more to get someone’s attention than one of many emails.

#1 – WRITE WAY FOR EMAILS – JOHN PROHODSKY – LIFE@RISK™

By John Prohodsky
Principal – Future Envisoned
Future Envisioned helps client invent their future. John can be reached at
john@future-envisioned.org

Email might be the riskiest behavior that you engage in every day.

I don’t mean hitting “reply all” instead of “reply” or forwarding an email to the wrong person.  Far more damaging is a poorly written email.  A poorly organized email that doesn’t communicate its intended message presents a risk to both yourself and the company.

How often have you received an email and found out later that you didn’t understand what it said or missed something important?  Embarrassed you were?  If the same person repeatedly sends emails that are hard to understand, she becomes known as a bad communicator or gets a reputation as being unorganized.

It can get worse; a poorly written email can make your boss look bad in front of his boss.  And you have a performance review next week.  Talking about bad business karma.

Let’s look at a few examples:  There is the hidden impact of a poorly written email on a project. For example, the email below is ambiguous about the topic and its urgency.

Subject: Document review
We reviewed the documents you sent and found several deficiencies that need to be attended to.  The review was done by department members and an outside consultant that we have used before.  Upon consideration of the nature of the results of the review, it was decided that department needs to review the results. Please let me know of your availability for a meeting.

This email says that a review of some documents found a few problems and that a meeting is needed.  It doesn’t sound urgent so you don’t act on it.  The attendees at the meeting thought they had resolved the problem but didn’t realize they created other problems that you would have caught.

The above email can be rewritten to convey specifics and urgency.

Subject: Serious customer problems
We reviewed the field problem reports and found several instances where our product’s malfunctions cause customers to miss delivery dates. We need to resolve these problems by the end of the week. The problems include:
(A very brief description of a few representative problems.)
We need to meet at 8 am tomorrow morning in the conference room to resolve the issues.

The rewritten email is better, but the action required is at the end of the email. The email can be revised to communicate more clearly:

Subject: Serious repeat customer problems
We reviewed the field problem reports and found several instances where our product’s malfunctions cause customers to miss delivery dates. We will meet at 8 am tomorrow morning in the conference room to resolve the issues.
The problems include:
(A very brief description of a few representative problems.)
We need to resolve these problems by the end of the week.

The revised email allows a quick scan of the email to identify the urgency of the issue and the action required. A complete reading provides background information and the objective.

Email consumes more and more of our time and has become the background noise of business. This is what you can do to improve your email communications, visit  EmailCharter.org.