Having worked in the insurance industry for many years and many major carriers as an underwriter  – I have heard the word risk about as many times as one can imagine.  But no matter what the coverage in the property and casualty world there is a common risk evaluation process that can be applied. This process can certainly be incorporated into more broad enterprise risk management functions in corporations. In taking the Chartered Property and Casualty Underwriter (CPCU designation) tests there was invariably a question related to implementing the risk evaluation process. Continue reading →